An Hour with Nicole: Making Sense of Homeowners Deductibles (Once and For All!)
Approved 1 GEN CE Hours
Deductibles are commonly understood when agents sell and service a policy. However, applying deductibles to a loss may not work how they expect. This course will go through several examples to assist insurance pros in finally understanding homeowners deductibles.
24-48 hours before the webinar, PIANEIA will send an information email with the link to connect to the Webinar and sign-in procedures.
$33.00
PIA Members: $23.00
Instructors
Nicole Broch
CIC, CISR, PLCS
Nicole Broch spent over a decade as an Independent Insurance Agent and Manager of a successful partnership between a community financial institution and a local independent agency in Springfield, Illinois. She attended The Hartford School of Insurance and achieved her National Underwriter awarded Personal Lines Coverage Specialist (PLCS) designation in 2005. She went on to receive the National Alliance CISR designation in 2007 and CIC designation in 2009. In addition to teaching National Alliance CISR modules, IIABA Errors & Omissions, Ethics, and customer service and professional development topics for IIAs, PIAs, and trade associations throughout the country, she is the Territory Sales Manager for The Hanover Group, supporting independent agents throughout Central and Southern Illinois. Originally from Florida, Nicole has a Bachelors degree in English from Florida State University and a Masters degree in Public Administration from the University of South Florida. Nicole has two children, Natalie and T.J., and enjoys playing golf, running, spending time with family, and volunteering in her community and in the insurance industry.
Nicole Broch
CIC, CISR, PLCS
Nicole Broch spent over a decade as an Independent Insurance Agent and Manager of a successful partnership between a community financial institution and a local independent agency in Springfield, Illinois. She attended The Hartford School of Insurance and achieved her National Underwriter awarded Personal Lines Coverage Specialist (PLCS) designation in 2005. She went on to receive the National Alliance CISR designation in 2007 and CIC designation in 2009. In addition to teaching National Alliance CISR modules, IIABA Errors & Omissions, Ethics, and customer service and professional development topics for IIAs, PIAs, and trade associations throughout the country, she is the Territory Sales Manager for The Hanover Group, supporting independent agents throughout Central and Southern Illinois. Originally from Florida, Nicole has a Bachelors degree in English from Florida State University and a Masters degree in Public Administration from the University of South Florida. Nicole has two children, Natalie and T.J., and enjoys playing golf, running, spending time with family, and volunteering in her community and in the insurance industry.
Additional Information
Cancellation Policy:
Cancellations received between Jan 3rd at 1:00 PM and Jan 10th at 12:59 PM will incur a $2.00 non-transferable fee.
Cancellations received after Jan 10th at 1:00 PM will incur a $5.00 non-transferable fee.
If you fail to show up for the class, your registration fee is forfeited. NO Exceptions. All cancellations must be in writing, emailed to frontdesk@pianeia.com. There is no penalty for substitutions from your company or agency. All credit card refunds will incur a $15 processing fee or minus the cancellation fee. All check payments will be refunded in full or minus the cancellation fee. All refund payments will be made via check payment.
Please Note:
Recording devices, paging systems, cell phones, wristwatch alarms, laptops or other electronic devices may not be used during presentations. In accordance with Title III of the Americans with Disabilities Act, we invite all registrants to advise us of any disability and any request for accommodation to that disability. Please submit your request as far as possible in advance of the institute you wish to attend.
More PIA Events
Bad Machines, Evil People: The Latest in Cyber
Dec 16, 2025
8:00 am - 11:00 am
Webinar
NE
Bad Machines, Evil People: The Latest in Cyber
Dec 16, 2025
8:00 am - 11:00 am
Webinar
IA
Commercial Property: Claims, Coverages, Consequences
Dec 16, 2025
12:00 pm - 3:00 pm
Webinar
NE
Commercial Property: Claims, Coverages, Consequences
Dec 16, 2025
12:00 pm - 3:00 pm
Webinar
IA
An Hour with Dave: Rental Cars: Issues, Answers, Horror Stories
Dec 17, 2025
1:00 pm - 2:00 pm
Webinar
NE
An Hour with Dave: Rental Cars: Issues, Answers, Horror Stories
Dec 17, 2025
1:00 pm - 2:00 pm
Webinar
IA
Why Are You Here?! Insurance Issues with the People and Stuff in Your House
Dec 18, 2025
8:00 am - 10:00 am
Webinar
NE
Why Are You Here?! Insurance Issues with the People and Stuff in Your House
Dec 18, 2025
8:00 am - 10:00 am
Webinar
IA
An Hour with Nicole: Making Sense of Homeowners Deductibles (Once and For All!)
Jan 13, 2026
1:00 pm - 2:00 pm
Webinar
NE
Eroding: The Personal Lines Implosion and What Happens Next
Jan 13, 2026
8:00 am - 10:00 am
Webinar
NE