BEGIN:VCALENDAR VERSION:2.0 PRODID:expertapproach/PIANEIA BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:STANDARD DTSTART:20251102T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD BEGIN:DAYLIGHT DTSTART:20260308T010000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 END:DAYLIGHT END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD DTSTART:20250318T024833 TZOFFSETFROM:+0000 TZOFFSETTO:+0000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:693cd40199f03 DTSTAMP:20251213T024833Z SUMMARY:An Hour with Nicole: Making Sense of Homeowners Deductibles (Once a nd For All!) DESCRIPTION:*** Jan 13\, 2026 1:00 PM - 2:00 PM CST ***\n\nDeductibles are commonly understood when agents sell and service a policy. However\, apply ing deductibles to a loss may not work how they expect. This course will g o through several examples to assist insurance pros in finally understandi ng homeowners deductibles.\n\n24-48 hours before the webinar\, PIANEIA wil l send an information email with the link to connect to the Webinar and si gn-in procedures.\n\nCancellation Policy:\n\nCancellations received betwee n Jan 3rd at 1:00 PM and Jan 10th at 12:59 PM will incur a $2.00 non-trans ferable fee.\nCancellations received after Jan 10th at 1:00 PM will incur a $5.00 non-transferable fee.\n\nIf you fail to show up for the class\, yo ur registration fee is forfeited. NO Exceptions. All cancellations must be in writing\, emailed to frontdesk@pianeia.com. There is no penalty for su bstitutions from your company or agency. All credit card refunds will incu r a $15 processing fee or minus the cancellation fee. All check payments w ill be refunded in full or minus the cancellation fee. All refund payments will be made via check payment. LOCATION:Webinar IA DTSTART;TZID=America/Chicago:20260113T130000 DTEND;TZID=America/Chicago:20260113T140000 X-ALT-DESC;FMTTYPE=text/html:

*** Jan 13\, 2026 1:00 PM - 2:00 PM CST ***

Deductibles are commonly understood when agents sell and service a policy. However\, applying deductibles to a loss may not work how they ex pect. \;This course will go through several examples to assist insuran ce pros in finally understanding homeowners deductibles.

24-48 hours before the webinar\, PIANEIA will send an information email with the link to connect to the Webinar and sign-in proc edures.

Cancellation P olicy:

Cancellations received between Jan 3rd at 1:00 PM and Jan 10th at 12:59 PM will incur a $2.00 non-transfe rable fee.

Cancellations received after Jan 10th at 1:00 PM will incur a $5.00 non-transferable fee.

If you fail to show up for the class\, your registration fee is forfeited. NO Exceptions. All \;cancellations must be in writing\, emailed to front desk@pianeia.com. There is no penalty for substitutions from your comp any or agency. All credit card refunds will incur a $15 processing fee or minus the cancellation fee. All check payments will be refunded in full or minus the cancellation fee. All refund payments will be made via check pa yment.

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