An Hour with Nicole: Making Sense of Homeowners Deductibles (Once and For All!)

CE Credit:

Approved 1 PC CE Hours


Deadline to register is May 3rd, 2026

Deductibles are commonly understood when agents sell and service a policy. However, applying deductibles to a loss may not work how they expect. This course will go through several examples to assist insurance pros in finally understanding homeowners deductibles.


24-48 hours before the webinar, PIANEIA will send an information email with the link to connect to the Webinar and sign-in procedures.


May 5, 2026

1:00 pm - 2:00 pm

Webinar

NE

$33.00

PIA Members: $23.00

Register

May 5, 2026

1:00 pm - 2:00 pm

Webinar

NE

Instructors

Nicole Broch

CIC, CISR, PLCS

Nicole Broch spent over a decade as an Independent Insurance Agent and Manager of a successful partnership between a community financial institution and a local independent agency in Springfield, Illinois. She attended The Hartford School of Insurance and achieved her National Underwriter awarded Personal Lines Coverage Specialist (PLCS) designation in 2005. She went on to receive the National Alliance CISR designation in 2007 and CIC designation in 2009. In addition to teaching National Alliance CISR modules, IIABA Errors & Omissions, Ethics, and customer service and professional development topics for IIAs, PIAs, and trade associations throughout the country, she is the Territory Sales Manager for The Hanover Group, supporting independent agents throughout Central and Southern Illinois. Originally from Florida, Nicole has a Bachelors degree in English from Florida State University and a Masters degree in Public Administration from the University of South Florida. Nicole has two children, Natalie and T.J., and enjoys playing golf, running, spending time with family, and volunteering in her community and in the insurance industry.

READ MORE

Additional Information

Cancellation Policy:

Cancellations received between Apr 25th at 1:00 PM and May 2nd at 12:59 PM will incur a $2.00 non-transferable fee.

Cancellations received after May 2nd at 1:00 PM will incur a $5.00 non-transferable fee.


If you fail to show up for the class, your registration fee is forfeited. NO Exceptions. All cancellations must be in writing, emailed to frontdesk@pianeia.com. There is no penalty for substitutions from your company or agency. All credit card refunds will incur a $15 processing fee or minus the cancellation fee. All check payments will be refunded in full or minus the cancellation fee. All refund payments will be made via check payment.

Please Note:

Recording devices, paging systems, cell phones, wristwatch alarms, laptops or other electronic devices may not be used during presentations. In accordance with Title III of the Americans with Disabilities Act, we invite all registrants to advise us of any disability and any request for accommodation to that disability. Please submit your request as far as possible in advance of the institute you wish to attend.

More PIA Events

The Contractor’s Liability Insurance Workshop

Apr 30, 2026

12:00 pm - 3:00 pm

Webinar

NE

The Contractor’s Liability Insurance Workshop

Apr 30, 2026

12:00 pm - 3:00 pm

Webinar

IA

The Contractor’s Property Coverages Workshop

Apr 30, 2026

8:00 am - 11:00 am

Webinar

NE

The Contractor’s Property Coverages Workshop

Apr 30, 2026

8:00 am - 11:00 am

Webinar

IA

An Hour with Nicole: Making Sense of Homeowners Deductibles (Once and For All!)

May 5, 2026

1:00 pm - 2:00 pm

Webinar

IA

Eroding: The Personal Lines Implosion and What Happens Next

May 5, 2026

8:00 am - 10:00 am

Webinar

NE

Eroding: The Personal Lines Implosion and What Happens Next

May 5, 2026

8:00 am - 10:00 am

Webinar

IA

“Where the H*ll Is My Stuff?” Addressing Supply Chain Exposures with Small Biz Insureds

May 6, 2026

10:00 am - 11:00 am

Webinar

NE

“Where the H*ll Is My Stuff?” Addressing Supply Chain Exposures with Small Biz Insureds

May 6, 2026

10:00 am - 11:00 am

Webinar

IA

Ethics in Insurance – Protecting the Client and the Agency

May 7, 2026

8:00 am - 11:00 am

Webinar

NE