BEGIN:VCALENDAR VERSION:2.0 PRODID:expertapproach/PIANEIA BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:STANDARD DTSTART:20251102T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD BEGIN:DAYLIGHT DTSTART:20260308T010000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 END:DAYLIGHT END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD DTSTART:20250319T010930 TZOFFSETFROM:+0000 TZOFFSETTO:+0000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:693e0e4abc227 DTSTAMP:20251214T010930Z SUMMARY:Eroding: The Personal Lines Implosion and What Happens Next DESCRIPTION:*** Jan 13\, 2026 8:00 AM - 10:00 AM CST ***\n\nPersonal Lines markets continue to deteriorate. Agents and account managers are scramblin g\, carriers are changing course daily\, and the insured often is left wit h reduced coverage and higher premiums. This course will explain how we go t here and what insurance pros can do to understand\, explain\, and advise insureds as to how to protect themselves until conditions (hopefully!) im prove.\n\n24-48 hours before the webinar\, PIANEIA will send an informatio n email with the link to connect to the Webinar and sign-in procedures.\n\ nCancellation Policy:\n\nCancellations received between Jan 3rd at 8:00 AM and Jan 10th at 7:59 AM will incur a $2.00 non-transferable fee.\nCancell ations received after Jan 10th at 8:00 AM will incur a $5.00 non-transfera ble fee.\n\nIf you fail to show up for the class\, your registration fee i s forfeited. NO Exceptions. All cancellations must be in writing\, emailed to frontdesk@pianeia.com. There is no penalty for substitutions from your company or agency. All credit card refunds will incur a $15 processing fe e or minus the cancellation fee. All check payments will be refunded in fu ll or minus the cancellation fee. All refund payments will be made via che ck payment. LOCATION:Webinar NE DTSTART;TZID=America/Chicago:20260113T080000 DTEND;TZID=America/Chicago:20260113T100000 X-ALT-DESC;FMTTYPE=text/html:
*** Jan 13\, 2026 8:00 AM - 10:00 AM CST ***

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Personal Lines markets continue to deteriorate. Agents and account managers are scrambling\, carriers are ch anging course daily\, and the insured often is left with reduced coverage and higher premiums. \;This course will explain how we got here and wh at insurance pros can do to understand\, explain\, and advise insureds as to how to protect themselves until conditions (hopefully!) improve.

24-48 hours before the webinar\, PIA NEIA will send an information email with the link to connect to the Webina r and sign-in procedures.

Cancellation Policy:

Cancellations received between Jan 3rd at 8:00 AM and Jan 10th at 7:59 AM will incur a $2.00 non-transferable fee.
Cancellations received after Jan 10t h at 8:00 AM will incur a $5.00 non-transferable fee.

If you fail to show up for the class\, your registration fee is forfeited. NO Exceptions. All \;cancellations must be in writing\, emailed to < a href=\"mailto:frontdesk@pianeia.com\" rel=\"noopener noreferrer\" target =\"_blank\">frontdesk@pianeia.com. There is no penalty for substitutio ns from your company or agency. All credit card refunds will incur a $15 p rocessing fee or minus the cancellation fee. All check payments will be re funded in full or minus the cancellation fee. All refund payments will be made via check payment.
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