BEGIN:VCALENDAR VERSION:2.0 PRODID:expertapproach/PIANEIA BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:STANDARD DTSTART:20251102T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD BEGIN:DAYLIGHT DTSTART:20260308T010000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 END:DAYLIGHT BEGIN:STANDARD DTSTART:20261101T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD DTSTART:20250802T154608 TZOFFSETFROM:+0000 TZOFFSETTO:+0000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:69f227c0f1b75 DTSTAMP:20260429T154608Z SUMMARY:An Hour with Nicole: Making Sense of Homeowners Deductibles (Once a nd For All!) DESCRIPTION:*** May 05\, 2026 1:00 PM - 2:00 PM CDT ***\n\nDeductibles are commonly understood when agents sell and service a policy. However\, apply ing deductibles to a loss may not work how they expect. This course will g o through several examples to assist insurance pros in finally understandi ng homeowners deductibles.\n\n24-48 hours before the webinar\, PIANEIA wil l send an information email with the link to connect to the Webinar and si gn-in procedures.\n\nCancellation Policy:\n\nCancellations received betwee n Apr 25th at 1:00 PM and May 2nd at 12:59 PM will incur a $2.00 non-trans ferable fee.\nCancellations received after May 2nd at 1:00 PM will incur a $5.00 non-transferable fee.\n\nIf you fail to show up for the class\, you r registration fee is forfeited. NO Exceptions. All cancellations must be in writing\, emailed to frontdesk@pianeia.com. There is no penalty for sub stitutions from your company or agency. All credit card refunds will incur a $15 processing fee or minus the cancellation fee. All check payments wi ll be refunded in full or minus the cancellation fee. All refund payments will be made via check payment. LOCATION:Webinar IA DTSTART;TZID=America/Chicago:20260505T130000 DTEND;TZID=America/Chicago:20260505T140000 X-ALT-DESC;FMTTYPE=text/html: