BEGIN:VCALENDAR VERSION:2.0 PRODID:expertapproach/PIANEIA BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:STANDARD DTSTART:20251102T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD BEGIN:DAYLIGHT DTSTART:20260308T010000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 END:DAYLIGHT END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD DTSTART:20250227T162744 TZOFFSETFROM:+0000 TZOFFSETTO:+0000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:692487805b228 DTSTAMP:20251124T162744Z SUMMARY:Eroding: The Personal Lines Implosion and What Happens Next DESCRIPTION:*** Dec 04\, 2025 8:00 AM - 10:00 AM CST ***\n\nPersonal Lines markets continue to deteriorate. Agents and account managers are scramblin g\, carriers are changing course daily\, and the insured often is left wit h reduced coverage and higher premiums. This course will explain how we go t here and what insurance pros can do to understand\, explain\, and advise insureds as to how to protect themselves until conditions (hopefully!) im prove.\n\n24-48 hours before the webinar\, PIANEIA will send an informatio n email with the link to connect to the Webinar and sign-in procedures.\n\ nCancellation Policy:\n\nCancellations received between Nov 24th at 8:00 A M and Dec 1st at 7:59 AM will incur a $2.00 non-transferable fee.\nCancell ations received after Dec 1st at 8:00 AM will incur a $5.00 non-transferab le fee.\n\nIf you fail to show up for the class\, your registration fee is forfeited. NO Exceptions. All cancellations must be in writing\, emailed to frontdesk@pianeia.com. There is no penalty for substitutions from your company or agency. All credit card refunds will incur a $15 processing fee or minus the cancellation fee. All check payments will be refunded in ful l or minus the cancellation fee. All refund payments will be made via chec k payment. LOCATION:Webinar IA DTSTART;TZID=America/Chicago:20251204T080000 DTEND;TZID=America/Chicago:20251204T100000 X-ALT-DESC;FMTTYPE=text/html: