BEGIN:VCALENDAR VERSION:2.0 PRODID:expertapproach/PIANEIA BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:STANDARD DTSTART:20251102T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD BEGIN:DAYLIGHT DTSTART:20260308T010000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 END:DAYLIGHT END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD DTSTART:20250227T162845 TZOFFSETFROM:+0000 TZOFFSETTO:+0000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:692487bdba1c2 DTSTAMP:20251124T162845Z SUMMARY:Eroding: The Personal Lines Implosion and What Happens Next DESCRIPTION:*** Dec 04\, 2025 8:00 AM - 10:00 AM CST ***\n\nPersonal Lines markets continue to deteriorate. Agents and account managers are scramblin g\, carriers are changing course daily\, and the insured often is left wit h reduced coverage and higher premiums. This course will explain how we go t here and what insurance pros can do to understand\, explain\, and advise insureds as to how to protect themselves until conditions (hopefully!) im prove.\n\n24-48 hours before the webinar\, PIANEIA will send an informatio n email with the link to connect to the Webinar and sign-in procedures.\n\ nCancellation Policy:\n\nCancellations received between Nov 24th at 8:00 A M and Dec 1st at 7:59 AM will incur a $2.00 non-transferable fee.\nCancell ations received after Dec 1st at 8:00 AM will incur a $5.00 non-transferab le fee.\n\nIf you fail to show up for the class\, your registration fee is forfeited. NO Exceptions. All cancellations must be in writing\, emailed to frontdesk@pianeia.com. There is no penalty for substitutions from your company or agency. All credit card refunds will incur a $15 processing fee or minus the cancellation fee. All check payments will be refunded in ful l or minus the cancellation fee. All refund payments will be made via chec k payment. LOCATION:Webinar NE DTSTART;TZID=America/Chicago:20251204T080000 DTEND;TZID=America/Chicago:20251204T100000 X-ALT-DESC;FMTTYPE=text/html:
*** Dec 04\, 2025 8:00 AM - 10:00 AM CST ***

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Personal Lines markets continue to deteriorate. Agents and account managers are scrambling\, carriers are ch anging course daily\, and the insured often is left with reduced coverage and higher premiums. \;This course will explain how we got here and wh at insurance pros can do to understand\, explain\, and advise insureds as to how to protect themselves until conditions (hopefully!) improve.

24-48 hours before the webinar\, PIA NEIA will send an information email with the link to connect to the Webina r and sign-in procedures.

Cancellation Policy:

Cancellations received between Nov 24th at 8:00 AM and Dec 1st at 7:59 AM will incur a $2.00 non-transferable fee.
Cancellations received after Dec 1st at 8:00 AM will incur a $5.00 non-transferable fee.

If you fail to show up for the class\, your registration fee is forfeited. NO Exceptions. All \;cancellations must be in writing\, emailed to frontdesk@pianeia.com. There is no penalty for substitution s from your company or agency. All credit card refunds will incur a $15 pr ocessing fee or minus the cancellation fee. All check payments will be ref unded in full or minus the cancellation fee. All refund payments will be m ade via check payment.
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