BEGIN:VCALENDAR VERSION:2.0 PRODID:expertapproach/PIANEIA BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:DAYLIGHT DTSTART:20250309T010000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 END:DAYLIGHT BEGIN:STANDARD DTSTART:20251102T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD DTSTART:20240818T195505 TZOFFSETFROM:+0000 TZOFFSETTO:+0000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:68264699d905b DTSTAMP:20250515T195505Z SUMMARY:CIC Live Webinar: Life & Health Institute DESCRIPTION:*** Aug 05\, 2025 8:00 AM - Aug 06\, 2025 5:00 PM CDT ***\n\nWh at are the basic characteristics\, provisions\, and riders found in most l ife\, health\, and retirement contracts? Learn how to target these financi al products to meet your client’s personal and business needs.\n\nIn the CIC Life and Health course\, you will learn practical information related to Life and Annuity Policies\, Business Life Concepts\, Health Insurance\ , and Employee Benefits. Leave the class with information that you can put to use immediately.\n\nUpdated and revised 2-Day course.\nLife and Annuit y Policies (6 Hours)\nLearn the general uses and legal elements of life in surance policies and annuities. This class helps you understand the compon ents of term insurance\, universal life\, whole life\, and the classificat ions\, types\, and provisions of annuities. You will also examine how the application of these products\, used with additional financial planning to ols\, can help clients and prospects meet their personal financial goals.\ n\nBusiness and Life Concepts (2 Hours)\nLearn the issues involving employ er-owned life insurance and the proper application of life insurance to ke y person business exposure. The information provided in this course helps you understand these and other issues facing business owners\, including e xecutive bonus programs used as an employer-provided benefit and developme nt of a business succession plan. You will also learn the basics of buy-se ll agreements and funding methods and structure of life insurance ownershi p to provide counsel as part of the business owner’s planning team.\n\nH ealth Insurance and Employee Benefits Concepts (8 Hours)\nWhat are the ben efits afforded by the Affordable Care Act (ACA) and how do ACA-compliant a nd non-compliant medical health plans differ? Learn about these difference s\, as well as the value of consumer-driven\, tax-advantaged accounts\, in cluding FSA\, HSA\, and HRA. Understand when to use Medicare\, Medicare Su pplements\, and Medicaid to meet clients’ needs.\n\nYou will also unders tand the meaning of long-term care and how it differs from acute and rehab ilitation care. The information in this course helps you understand the sp ecial challenges brought on by long-term care exposures\, as well as innov ative products that address those exposures\, including state Long-Term Ca re Insurance Partnership Programs.\n\nFinally\, you will examine possible sources of income replacement in the event of disability. Analyze the bene fits of individual disability income contracts within various occupations and industries as well as the use and benefits of a Business Overhead Expe nse Disability Policy.\n\nPlease make checks payable to PIA NE/IA.\n\nCanc ellation Policy:\n\nCancellations received between Jul 22nd at 8:00 AM and Jul 31st at 7:59 AM will incur a $20.00 non-transferable fee.\nCancellati ons received after Jul 31st at 8:00 AM will incur a $50.00 non-transferabl e fee. LOCATION:Webinar DTSTART;TZID=America/Chicago:20250805T080000 DTEND;TZID=America/Chicago:20250806T170000 X-ALT-DESC;FMTTYPE=text/html:
*** Aug 05\, 2025 8:00 AM - Aug 06\, 2025 5:00 PM CDT ***

What are the basic characteristics\, provisio ns\, and riders found in most life\, health\, and retirement contracts? Le arn how to target these financial products to meet your client’s persona l and business needs.

In the CIC Life and Health course\ , you will learn practical information related to Life and Annuity Policie s\, Business Life Concepts\, Health Insurance\, and Employee Benefits. Lea ve the class with information that you can put to use immediately.

Updated and revised 2-Day course.
Life and Annuity Policies (6 Hours)
Learn the general uses and legal elements of life insurance policies an d annuities. This class helps you understand the components of term insura nce\, universal life\, whole life\, and the classifications\, types\, and provisions of annuities. You will also examine how the application of thes e products\, used with additional financial planning tools\, can help clie nts and prospects meet their personal financial goals.

Business and Life Concepts (2 Hours)
Lear n the issues involving employer-owned life insurance and the proper applic ation of life insurance to key person business exposure. The information p rovided in this course helps you understand these and other issues facing business owners\, including executive bonus programs used as an employer-p rovided benefit and development of a business succession plan. You will al so learn the basics of buy-sell agreements and funding methods and structu re of life insurance ownership to provide counsel as part of the business owner’s planning team.

Health Insurance and Employee Benefits Concepts (8 Hours)
What are the benefits afforded by the Affordable Care Act (ACA) and how do ACA-complian t and non-compliant medical health plans differ? Learn about these differe nces\, as well as the value of consumer-driven\, tax-advantaged accounts\, including FSA\, HSA\, and HRA. Understand when to use Medicare\, Medicare Supplements\, and Medicaid to meet clients’ needs.

You will also understand the meaning of long-term care and how it dif fers from acute and rehabilitation care. The information in this course he lps you understand the special challenges brought on by long-term care exp osures\, as well as innovative products that address those exposures\, inc luding state Long-Term Care Insurance Partnership Programs.

Finally\, you will examine possible sources of income replaceme nt in the event of disability. Analyze the benefits of individual disabili ty income contracts within various occupations and industries as well as t he use and benefits of a Business Overhead Expense Disability Policy.

Please make checks payable to PIA NE/IA.

Cancellation Policy:

Cancellations received between Jul 22nd at 8:00 AM and Jul 31st at 7:59 AM will incur a $20.00 non-transferable f ee.
Cancellations received after Jul 31st at 8:00 AM will incur a $50.00 non-transferable fee.
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