BEGIN:VCALENDAR VERSION:2.0 PRODID:expertapproach/PIANEIA BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:DAYLIGHT DTSTART:20250309T010000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 END:DAYLIGHT BEGIN:STANDARD DTSTART:20251102T010000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 END:STANDARD END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD DTSTART:20240818T195505 TZOFFSETFROM:+0000 TZOFFSETTO:+0000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:68264699d905b DTSTAMP:20250515T195505Z SUMMARY:CIC Live Webinar: Life & Health Institute DESCRIPTION:*** Aug 05\, 2025 8:00 AM - Aug 06\, 2025 5:00 PM CDT ***\n\nWh at are the basic characteristics\, provisions\, and riders found in most l ife\, health\, and retirement contracts? Learn how to target these financi al products to meet your client’s personal and business needs.\n\nIn the CIC Life and Health course\, you will learn practical information related to Life and Annuity Policies\, Business Life Concepts\, Health Insurance\ , and Employee Benefits. Leave the class with information that you can put to use immediately.\n\nUpdated and revised 2-Day course.\nLife and Annuit y Policies (6 Hours)\nLearn the general uses and legal elements of life in surance policies and annuities. This class helps you understand the compon ents of term insurance\, universal life\, whole life\, and the classificat ions\, types\, and provisions of annuities. You will also examine how the application of these products\, used with additional financial planning to ols\, can help clients and prospects meet their personal financial goals.\ n\nBusiness and Life Concepts (2 Hours)\nLearn the issues involving employ er-owned life insurance and the proper application of life insurance to ke y person business exposure. The information provided in this course helps you understand these and other issues facing business owners\, including e xecutive bonus programs used as an employer-provided benefit and developme nt of a business succession plan. You will also learn the basics of buy-se ll agreements and funding methods and structure of life insurance ownershi p to provide counsel as part of the business owner’s planning team.\n\nH ealth Insurance and Employee Benefits Concepts (8 Hours)\nWhat are the ben efits afforded by the Affordable Care Act (ACA) and how do ACA-compliant a nd non-compliant medical health plans differ? Learn about these difference s\, as well as the value of consumer-driven\, tax-advantaged accounts\, in cluding FSA\, HSA\, and HRA. Understand when to use Medicare\, Medicare Su pplements\, and Medicaid to meet clients’ needs.\n\nYou will also unders tand the meaning of long-term care and how it differs from acute and rehab ilitation care. The information in this course helps you understand the sp ecial challenges brought on by long-term care exposures\, as well as innov ative products that address those exposures\, including state Long-Term Ca re Insurance Partnership Programs.\n\nFinally\, you will examine possible sources of income replacement in the event of disability. Analyze the bene fits of individual disability income contracts within various occupations and industries as well as the use and benefits of a Business Overhead Expe nse Disability Policy.\n\nPlease make checks payable to PIA NE/IA.\n\nCanc ellation Policy:\n\nCancellations received between Jul 22nd at 8:00 AM and Jul 31st at 7:59 AM will incur a $20.00 non-transferable fee.\nCancellati ons received after Jul 31st at 8:00 AM will incur a $50.00 non-transferabl e fee. LOCATION:Webinar DTSTART;TZID=America/Chicago:20250805T080000 DTEND;TZID=America/Chicago:20250806T170000 X-ALT-DESC;FMTTYPE=text/html: